Now add in your accident to blame. A car accident on your record can affect rates from 10% to 40%. Add to this the rate hike for tickets and rates could be increased considerably-and keep in mind that the price increases you receive will continue for the next three to five years.
Since charge times vary from one insurer to the next, you need to comparison shop to find the insurer that is the best price for your particular evaluation factors.
If your auto insurance company will, then maybe it will have auto insurance premiums cheaper but it is very likely that another insurer instead. Auto insurance quotes for high-risk drivers also will differ by hundreds if not thousands of dollars.
For example, we compared quotes for a male 35-year-old in Oakland. With a clean driving record, the cheapest quote for the coverage of liability was only $604 a year. With two speeding tickets and a minor accident, quotes ranged from $ 1,086 to $ 1,588 per year.
Regarding your licence, it depends on your state laws if the privileges will be suspended due to multiple violations and moving accident on your record. In California, drivers receive a point for collisions and minor traffic convictions. For more traffic violations, such as reckless driving, hit and run and DUI, you receive two points.
If you receive four points in 12 months or six months, 24 points in California, then you are considered a negligent operator by the State and lose its license. The California Department of motor vehicles (DMV) says this includes at least a suspension of six months and a year of probation. If you're worried about losing your license, contact the DMV to find out your point total.
If you get another ticket, see if you are eligible to take a defensive driving course to keep ticket and points off your driving record, which can keep the crime unknown to your insurance company.
The original article can be found at CarInsurance.com:
